What is Camp C.R.E.D.I.T.?
Camp C.R.E.D.I.T. is a 3-day mini workshop designed to boost your knowledge and confidence when it comes to building your credit, managing debt, and working towards financial goals.
Why do credit scores matter?
Credit scores impact your ability to:
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Buy a home
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Rent an apartment
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Borrow money
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Finance vehicles
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Possibly grow your business
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Potentially even get a job!
Feeling overwhelmed already?
Don't be! Camp C.R.E.D.I.T. is for everyone, even if you're a budget beginner or financially fearful. We take things one step at a time and encourage you to build those money skills and confidence. You've got this!
How Camp C.R.E.D.I.T. Works
Step One: SIGN UP! Pretty easy, right?
Okay, it's mostly easy. When you click through to join, you'll be prompted to create an account and log in to the Members area. This will take a few clicks, and we apologize for that, but it's how the system is set up. Once your account is created, you can then purchase your registration for Camp C.R.E.D.I.T., and that's super easy!
"Why do I have to create an account?"
Good question! This private Members area is where all of the good stuff lives! It's where you will access your session links and daily replays, worksheets, and discussion group. Think of it as the Camp C.R.E.D.I.T. Campgrounds.
Step Two: Show up!
This part is a little harder. It's when you actually show up and do the work, but don't worry - our friendly Camp Counselor will be there to support you along the path! Showing up is half the battle, right? Each section builds on the one before, helping you to grow your foundational skills by managing debt and improving your credit score. You can do it!
Camp C.R.E.D.I.T. Daily Activities
We start each day with a Money Meditation to get us in the right mindset for exploration and growth. We often carry so many Money Stories and Money Wounds that can undermine how we manage our finances without even realizing it! A daily mantra will start us on the path to rewriting those stories and healing those wounds.
Once our mindset is in the right space, it's time to get down to work! Each day has a different set of topics and activities that build on what we did the day before. You can read more details about each day's planned events in The Schedule below.
Finally, we close out each day with a Camp C.R.E.D.I.T. Campfire, where you can discuss anything that came up for you during the activities, ask questions, and also celebrate your progress. This work is hard, so be sure to recognize all your effort!
The Schedule
All classes are virtual, and last approximately 2.5 to 3 hours.
Credit Components
Arts & Crafts time! Learn what credit is and does, what matters (and how much), and all about "The Big 3". Let's build your credit score one piece at a time!
Reality Check
Time to review the rules - just where does your credit stand? We'll compare the different types of credit scores and what they are used for, so you can know your numbers.
Eliminating Errors
Grab the garden tools - it's time to weed out those credit problems! Uh-oh. Did you find something that shouldn't be there? Let's make a plan to deal with that!
Digging Out from Debt
There are different types of debt and they can sometimes feel overwhelming. We get it. We'll sort that debt into piles so you can decide what gets dumped first.
Interesting Times
Grab your life vest as we go rafting on Rate Rapids! Interest rates can seem like an unpredictable whirlpool that can swallow you whole. We'll learn to navigate them safely!
Take It to the Next Level
This is where we put all your new skills together! You will focus on one or two financial goals and create a realistic plan to achieve them. Let's make those money moves!
This Workshop Is For You If...
This Workshop is NOT...
Taking control of your credit scores and managing debt can be a lot of work and does take time. We want you to be prepared for the effort required and what results can reasonably be expected. To be clear, Camp C.R.E.D.I.T. is not:
A credit repair service
A quick credit fix
Guaranteed to improve your credit
If you have any questions about this course, please read our FAQs, then contact us at hello@willowspoon.com to set up a brief discovery call.
What You Get
Every camper will receive:
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Daily live Zoom classes with replay
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Daily worksheets
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Resource guide
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Private Member Group - your "campground"
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One 1:1 follow-up coaching session*
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The benefit of stronger financial skills!
*Follow-up coaching session must take place within 60 days of end of workshop; some date restrictions apply.
FAQs
Is my credit score guaranteed to go up?
Nope! We have no idea what your credit score is right now - it may be perfect! Also, we are not a credit repair agency and we do not have access to your credit. What you will learn is how to better understand and manage your credit scores and that will likely improve them.
What if I can’t make all the sessions?
This is a small group workshop and it works best when everyone is able to commit to the full schedule and participate in the live sessions. That said, life happens! You will still have access to the recorded sessions once they are posted.
What is your refund policy?
There are no refunds for this workshop. If you want to know more about the workshop and whether it’s a good fit for you, you can attend one of our upcoming webinars or contact us to schedule a discovery call. There are no hard sells. You’ll have a chance to ask your questions and decide if you want to move forward. If it’s a good fit, great! If it’s not or you’re still unsure, that’s fine, too. You can review our Terms of Purchase here.