What is the Credit Scores Crash Course?
The Credit Scores Crash Course (CSCC) is a new program designed to give you the knowledge, resources, and confidence to better manage your credit scores and credit reports.


Why do credit scores matter?
Credit scores impact your ability to:
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Buy a home
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Rent an apartment
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Borrow money
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Finance vehicles
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Possibly grow your business
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Potentially even get a job!
This Course Is For You If...
This Course is NOT...
Taking control of your credit scores can be a lot of work and does take time. We want you to be prepared for the effort required and what results can reasonably be expected. To be clear, CSCC is not:


A credit repair service

A quick credit fix

Guaranteed to improve your credit
If you have any questions about this course, please read our FAQs, then contact us at hello@willowspoon.com to set up a brief discovery call.
The Schedule
All classes are held via Zoom, and last approximately 2 hours

Credit Creation Story
We will learn about:
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What credit is and its uses
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The history of Credit Reporting Agencies
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How to get your credit reports and scores

Debt Disassembled
We will learn about:
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The different types of debt
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How debt is calculated and impacts credit
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Interest rates and how they are calculated

Stinky Sneaky Score Sinkers
We will learn about:
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Other types of debt that can hurt your credit score
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Debt collection
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How to keep your credit history safe and accurate

Scores & Scores of Credit Scores
We will learn about:
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The different types of credit scores that exist
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How they are calculated
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Which scores are used for different types of credit

Cracking the Credit Code
We will learn about:
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How to manage debt
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Ways to strengthen or establish your credit
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Creating an action plan for debt and credit work

CSCC Regroup
After a break, we will:
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Review your progress with debt management and credit repair work
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Create a long-term action plan for financial goals
FAQs
Is my credit score guaranteed to go up?
Nope! We have no idea what your credit score is right now - it may be perfect! Also, we are not a credit repair agency and we do not have access to your credit. What you will learn is how to better understand and manage your credit scores and that will likely improve them.

What if I can’t make all the sessions?
This is a small group workshop and it works best when everyone is able to commit to the full schedule and participate in the live sessions. That said, life happens! You will still have access to the recorded sessions once they are posted.

What is your refund policy?

There are no refunds for this course. If you want to know more about the course and whether it’s a good fit for you, you can contact us to schedule a discovery call. There are no hard sells. You’ll have a chance to ask your questions and decide if you want to move forward. If it’s a good fit, great! If it’s not or you’re still unsure, that’s fine, too.